Send cash. They collect cash.
SAC1 Pay moves money across the US and to 110 countries in minutes. Every member is KYC-verified, every transfer is screened, and the settlement rail is invisible to the user.
Miami, FL
$500.00
Atlanta, GA
$500.00
Send money across the US
Family in another state
Send to loved ones from Florida to California in minutes.
Pay vendors and contractors
Pay the people you work with, fast and tracked.
Cash pickup near you
Recipients collect cash at partner shops across the US.
US transfers are provided by our licensed partner, Cross River Bank.
How it works
Four steps from your wallet to theirs. No crypto knowledge required.
Verify
Government ID + selfie, checked once via Persona. Your identity is locked to your wallet.
Send
Enter the amount and choose your recipient. Pick a corridor and payout method.
We bridge it
Cash becomes SAC1, crosses the border on Polygon, becomes local cash again — invisible to you.
They collect
Recipient receives funds via bank transfer, mobile money, or in-person cash pickup.
No bank account? No problem.
The SAC1 Pay partner network is live — a growing network of retail locations across every corridor where recipients can collect cash in person. No bank account, no mobile wallet, no app required.
- Receive pickup notification with reference number
- Visit any partner location in the corridor
- Show your QR code or reference at the counter
- Collect your cash — done in under a minute
Pickup Reference
SAP-20260701-4827
₦742,300
≈ $500.00 USD
Recipient: Chidi Okafor
Paga Agent — 24 Adeniran Ogunsanya, Surulere, Lagos
Expires in 23h 14m
How the counter pickup experience will work once the network launches.
Grow your business with SAC1Pay
Two ways for businesses to earn with SAC1Pay. Choose the one that fits you.
Retailer Partner Program
For shops with a physical location
- Customers send and collect cash at your shop
- Payment terminal, earn to own
- 25% of every transfer fee, paid out daily
- Listing in the SableAssent.com diaspora business directory
SAC1Pay Checkout
For businesses that sell online
- Accept SAC1 and USDC on your website
- Global transaction fees start as low as 2%
- Participating Diaspora businesses earn a 15% rebate on every transaction fee, paid in SAC1
Have a shop and a website? Join both.
Corridors & fees
Payout reach across the US and 110 countries, routed through Cross River (US domestic) and Brails. Transparent pricing on every route. No hidden spreads, no surprise charges.
Countries we serve
The SAC1 Pay wallet is available worldwide wherever the app is published. Full money-transfer service is live in the countries below — with new corridors added every month.
United States
Cards, ACH, cash pickup, POS
Send within the US by bank transfer or cash pickup.
United Kingdom
Bank transfers in & out
Send money to
United States
Bank transfer / cash pickup
United Kingdom
Bank transfer
Nigeria
Mobile money + Brails cards
Ghana
Mobile money
Kenya
Mobile money
India
Bank transfer
Mexico
Bank transfer
Philippines
Bank transfer
🌍 The SAC1 wallet — hold, send, receive, and spend SAC1 — is available in every country where the app is published on the App Store and Google Play.
Security & compliance
Compliance isn't a feature — it's the foundation. Every transfer is screened, verified, and documented.
Dual-side KYC
Both sender and recipient are verified via Persona before any funds move. Identity is checked once and locked to your wallet.
Sanctions screening
OFAC, UN, EU, and INTERPOL lists are checked on every transfer. An instant freeze triggers on any match — no exceptions.
Travel Rule ready
ISO 20022 structured originator and beneficiary data is attached to transfers over $1,000, per FATF Recommendation 16.