Send cash. They collect cash.
SAC1 Pay moves money to 195 countries in minutes. Every member is KYC-verified, every transfer is screened, and the settlement rail is invisible to the user.
New York, US
$500.00
Lagos, Nigeria
₦742,300
How it works
Four steps from your wallet to theirs. No crypto knowledge required.
Verify
Government ID + selfie, checked once via Persona. Your identity is locked to your wallet.
Send
Enter the amount and choose your recipient. Pick a corridor and payout method.
We bridge it
Cash becomes SAC1, crosses the border on Polygon, becomes local cash again — invisible to you.
They collect
Recipient receives funds via bank transfer, mobile money, or in-person cash pickup.
No bank account? No problem.
We're building the SAC1 Pay partner network — a growing network of retail locations across every corridor. Once live, recipients will be able to collect cash in person — no bank account, no mobile wallet, no app required.
- Receive pickup notification with reference number
- Visit any partner location in the corridor
- Show your QR code or reference at the counter
- Collect your cash — done in under a minute
Pickup Reference
SAP-20260701-4827
₦742,300
≈ $500.00 USD
Recipient: Chidi Okafor
Paga Agent — 24 Adeniran Ogunsanya, Surulere, Lagos
Expires in 23h 14m
How the counter pickup experience will work once the network launches.
Corridors & fees
Transparent pricing on every route. No hidden spreads, no surprise charges.
Security & compliance
Compliance isn't a feature — it's the foundation. Every transfer is screened, verified, and documented.
Dual-side KYC
Both sender and recipient are verified via Persona before any funds move. Identity is checked once and locked to your wallet.
Sanctions screening
OFAC, UN, EU, and INTERPOL lists are checked on every transfer. An instant freeze triggers on any match — no exceptions.
Travel Rule ready
ISO 20022 structured originator and beneficiary data is attached to transfers over $1,000, per FATF Recommendation 16.
